Disaster Relief Home Loan – No Down Payment

Disaster Relief Home Loan – No Down Payment

Helping Fire Victims Rebuild and Recover

The recent Eaton Fire, Palisades Fire, Hurst Fire, and other California wildfires have left many homeowners and renters facing loss and uncertainty. If your home was damaged or destroyed, you may qualify for a 100 percent financing home loan through the FHA 203(h) Disaster Relief Program. This program is designed to help individuals and families rebuild, refinance, or purchase a new home in any state.

FHA 203(h) Disaster Relief Program

The FHA 203(h) loan is a federal program that provides financial assistance to those affected by a Presidentially Declared Major Disaster Area (PDMDA). If your home was impacted, you may be eligible for:

1. No down payment required
2. 100 percent financing available
3. The ability to purchase or refinance
4. An option to combine with FHA 203(k) rehabilitation loans for home repairs
5. Flexibility on mortgage payments for your previous home
6. Leniency for late payments due to the disaster

Who Qualifies?

To qualify, you must:

1. Have lived in a Presidentially Declared Major Disaster Area as a homeowner or renter
2. Have had your home damaged or destroyed due to the disaster
3. Use the loan for a primary residence
4. 
   

Presidential Disaster Declarations for California

1. Eaton Fire (FM-5550-CA) – Declared January 8, 2025
2. Hurst Fire (FM-5551-CA) – Declared January 8, 2025
3. Wildfires and Straight-line Winds (DR-4856-CA) – Declared January 8, 2025
4. Palisades Fire (FM-5549-CA) – Declared January 7, 2025
5. 
   

Take Action Now – Apply Today

Rebuilding after a disaster is challenging, but you do not have to go through it alone. If your home was damaged or destroyed, this program can help you secure a home loan with no down payment and provide a path to recovery.

Contact me today to learn more and start your application.

Phone: 951-326-6904

Email: Jonesreloans@gmail.com

Let’s work together to help you rebuild and move forward.